Stuff You Ought To Know!
It is well-hidden secret, but believe it or not,
you can get help with your debt to the IRS.
AND IT IS FREE.
Get Tax Help
The Taxpayer Advocate Service is here to help
The Taxpayer Advocate Service (TAS) is Your Voice at the IRS. There job is to ensure that every taxpayer is treated fairly, and that you know and understand your rights. They offer free help to guide you through the often-confusing process of resolving your tax problems that you haven’t been able to solve on your own. Remember, the worst thing you can do is nothing at all!
When to Come to TAS
If you are having tax problems and have not been able to resolve them yourself, go to them. Even if you feel like there is nowhere to turn, the worst thing you can do is nothing at all. The advocates will ensure that your best interests are represented to the IRS.
TAS can help if you can’t resolve your problem with the IRS and:
Your problem is causing financial difficulties for you, your family, or your business.
You face (or your business is facing) an immediate threat of adverse action.
You have tried repeatedly to contact the IRS but no one has responded, or the IRS has not responded by the date promised.
If you qualify for our help, we’ll do everything we can to get your problem resolved. You will be assigned to one advocate who will be with you at every turn. We have offices in every state, the District of Columbia, and Puerto Rico. Although TAS is independent within the IRS, there advocates know how to work with the IRS to get your problems resolved. And our services are always free.
Qualifying taxpayers will receive personalized service from a knowledgeable taxpayer advocate who will:
Listen to their problems,
Help them understand what needs to be done to resolve the problems, and
Stay with them every step of the way until the problems are resolved.
Visit us at http://www.taxpayeradvocate.irs.gov/Individuals/Get-Tax-Help
.........................................
Protect Yourself from Fraud
and Identity Theft!
1. Do not sign the back of your credit cards. Instead, put 'PHOTO ID REQUIRED.'
2. When you are writing checks to pay on your credit card accounts, DO NOT put the complete account number on the 'For' line. Instead, just put the last four numbers. The credit card company knows the rest of the number, and anyone who might be handling your check as it passes through all the check processing channels won't have access to it.
3. Put your work phone # on your checks instead of your home phone. If you have a PO Box use that instead of your home address. If you do not have a PO Box, use your work address. Never have your SS# printed on your checks. You can add it if it is necessary. But if you have It printed, anyone can get it.
4. Place the contents of your wallet on a photocopy machine. Do both sides of each license, credit card, etc. You will know what you had in your wallet and all of the account numbers and phone numbers to call and cancel... Keep the photocopy in a safe place.
Also, carry a photocopy of your passport when you travel either here or abroad. We've all heard horror stories about fraud that's committed on us in stealing a Name, address, Social Security number, credit cards.
Here's some critical information to limit the damage in case this happens to you or someone you know:
5. We have been told we should cancel our credit cards immediately. But the key is having the toll free numbers and your card numbers handy so you know whom to call. Keep those where you can find them.
6. File a police report immediately in the jurisdiction where your credit cards, etc., were stolen. This proves to credit providers you were diligent, and this is a first step toward an investigation (if there ever is one).
But here is what is perhaps the most important of all:
7. Call the 3 national credit reporting organizations immediately to place a fraud alert on your name and also call the Social Security fraud line number.
The alert means any company that checks your credit knows your information was stolen, and they have to contact you by phone to authorize new credit.
Here are the numbers you always need to contact if your wallet has been stolen:
A.) Equifax: 1-800-525-6285
B.) Experian (formerly TRW): 1-888-397-3742
C.) Trans Union : 1-800-680-7289
D.) Social Security Administration (fraud line): 1-800-269-0271
.........................................
Get Financial Assistance
Buying a Home
Tarrant County Housing Partnership
Improving our community one home at a time!
• Down Payment Assistance
• House Buying
• Counseling Services
• Hardship Assistance
• Affordably Priced New and Remodeled Homes
• Individuals
• Families
• Single Parents
• Special Housing
Tarrant Count Housing Partnership, Inc. (TCHP) is a nonprofit housing organization that is here to help you. Our mission is to revitalize distressed neighborhoods in Tarrant County and increase the amount of quality, safe and affordable housing
available to low and moderate income individuals, families, single parents, and those with special housing needs.
Through the combination of public and private funds, TCHP has programs that help you achieve the dream of homeownership. Thanks to the dedication of our expert staff and the support of our partners, TCHP is able to offer down payment assistance, housing counseling services, hardship assistance as well as affordably priced new and remodeled homes.
Since 1991, TCHP has produced over 3000 units of affordable housing and continues to develop more units each year. Together we are improving our community one
home at a time.
Additionally, If you are behind on your home loan, a TCHP housing advisor will communicate with your mortgage company, working on your behalf for a resolution to bring your loan current. Major lenders have acknowledged the positive efforts of
housing counseling agencies and have special departments that work strictly with HUD approved agencies like TCHP. TCHP Housing Advisors are here and ready to help you try to keep your home–all counseling services are free of charge.
ORIENTATION
(Review of the steps of the homebuying process and
overview of TCHP Financial Assistance Programs)
CREDIT and BUDGET Workshop
(Credit assessment and improvement)
HOMEBUYER Workshop
(TCHP is an approved HUD agency)
AFTER-PURCHASE Workshop
(Home maintenance, upkeep, repairs and budgeting)
HOMEOWNER Workshop
(Refinance and financial fitness)
FORECLOSURE PREVENTION Workshop
(Delinquency and foreclosure)
Tarrant County Housing Partnership
603 West Magnolia (at Hemphill), Suite 207; Fort Worth, TX 76104
Phone: 817-924-5091; Fax: 817-924-7619
e-mail: info@tchp.net
www.tchp.net
SE HABLA ESPAÑOL
.........................................
Go to School for FREE
Work Investment Act (WIA)
The Workforce Investment Act (WIA) offers services consisting of workforce development activities benefiting job seekers—adults, dislocated workers, youth, incumbent workers, new entrants to the workforce, veterans, individuals with disabilities—and employers. WIA’s objective is to meet employers’ needs by increasing employment, job retention, earnings, and occupational skills among all job seeker populations.
WIA is a no-cost employment program designed to give job seekers the support and/or skills training they need to find a job. Specifically, WIA can provide:
• Job search assistance
• Child care assistance while in training
• Transportation assistance
• Interview clothing and uniforms
• Tools needed for your new job
• Funding for basic skills and occupational training
Targeted Occupations List for North Texas
Search for occupations and schools
Get started, find your closest Workforce Center
.........................................
Get Free or Discounted Healthcare
through John Peter Smith Hospital.
(For Tarrant County residents)
JPS Connection Program
Get yourself and your family connected with regular medical care through the JPS Connection program. Even though you may not be able to afford health insurance right now, JPS Connection provides affordable access to health care with inexpensive co-pays for doctor appointments, specialized care and prescriptions. Protect your family’s health and finances by joining JPS Connection today.
Affordable Health Care
Enjoy the peace of mind that comes with having health coverage for you and your family. What’s more, you don’t have to be burdened by expensive health insurance premiums to get the coverage you need. JPS Connection provides affordable co-payments that you simply pay whenever you receive medical services. Click here for a co-payment schedule.
Convenient Locations
What many people don’t know is that there are several JPS locations other than John Peter Smith Hospital. In fact, there are almost 35 others. They include health centers, dental clinics, specialty clinics, women’s health services, school-based health centers for children and more. Click here to see all of our locations.
Access to Preventive Health Care
Don’t wait until you’re sick or injured to see a doctor. Make it a point to have regular wellness check-ups. When you join JPS Connection, you will be assigned a primary care physician who will provide your preventive care and also refer you to specialty providers should you have a need for specialized services, surgeries or other procedures.
Prescriptions
You don’t have to worry about the high cost of prescription drugs anymore. With JPS Connection, prescriptions range from only $5 to $20 when filled at JPS Pharmacies.
JPS Connection Membership Card
Members of the program will receive a card within 10 days of enrollment. The card will identify you as a member and contains your participant number and your membership expiration date. It can be used at any of our JPS locations.
Membership Re-Enrollment
Like most memberships, JPS Connection expires each year and does not automatically renew. It is important to make a financial screening appointment a few weeks before the expiration date to re-enroll for the following year. Call 817-222-2377 to schedule an appointment for re-enrollment.
Member Responsibilities
You must provide true and accurate documentation. Misrepresentation of facts or providing fraudulent information is a crime punishable under state and federal law.
JPS Connection is the payor of last resort, meaning that if you are eligible for state, federal or pharmaceutical assistance programs, you need to seek that assistance first. A JPS enrollment and eligibility specialist can help you apply for the appropriate programs during your screening appointment.
As a JPS Connection member, it is your responsibility to notify the financial screening department of any change in residence, household income, employment, family size or insurance coverage. Call 817-927-1001 to report changes to your status. Failure to do so will cause a suspension of membership benefits.
Your JPS Connection membership card is only valid at JPS Health Network locations. Do not expect member benefits at other hospitals, health centers or physician offices.
JPS Discount Program
If you earn too much money to qualify for the JPS Connection program, you and your family may still qualify for a JPS assistance program. The JPS Discount program is for people who can’t afford health insurance but whose income is too high for them to take advantage of our JPS Connection program. The benefits of the programs are similar: You can see health care providers regularly for preventive care, get prescriptions, visit specialists and much more. The main difference between the JPS Discount and JPS Connection programs is that the co-payments or fees are going to be a little higher for JPS Discount, and for some services you must pay a percentage of the charges.
Affordable Health Care
Enjoy the peace of mind that comes with having health care for you and your family. What’s more, you don’t have to be burdened by expensive health insurance premiums to get the care you need. JPS Discount provides an affordable discount fee schedule that you simply pay whenever you receive medical services. Click here for the discount fee schedule.
Convenient Locations
What many people don’t know is that there are many JPS locations other than John Peter Smith Hospital. In fact, there are almost 35 others. They include health centers, dental clinics, specialty clinics, women’s health services, school-based health centers for children and more. Click here to see all of our locations.
Access to Preventive Health Care
Don’t wait until you’re sick or injured to see a doctor. Make a point to have regular wellness check-ups. When you join JPS Discount, you will be assigned a Primary Care Physician who will provide your preventive care and also refer you to specialty providers should you have a need for specialized services, surgeries or other procedures.
Prescriptions
The cost of prescription drugs can be high, but the burden is lightened for members of JPS Discount. Members are only required to pay 20 percent of the cost of prescription drugs. For example, if the retail cost of your prescription drug is $65, you only pay $13.
JPS Discount Membership Card
Members of the program will receive a card within 10 days of enrollment. The card will identify you as a member and contains your participant number and your plan’s expiration date.
Membership Re-Enrollment
Like most memberships, JPS Discount expires each year and does not automatically renew. It is important to make a financial screening appointment a few weeks before to your coverage expires to re-enroll for the following year. Call 817-927-1001 to schedule an appointment for re-enrollment.
Member Responsibilities
You must provide true and accurate documentation. Misrepresentation of facts or providing fraudulent information is a crime punishable under state and federal law.
Understand that JPS Discount is the payor of last resort, meaning if you are eligible for state, federal or pharmaceutical assistance programs, you need to seek that assistance first. A JPS enrollment and eligibility specialist can help you apply for the appropriate programs during your screening appointment.
As a JPS Discount member, it is your responsibility to notify the financial screening department of any change in residence, household income, employment, family size or insurance coverage. Call 817-927-1001 to report changes to your status. Failure to do so will cause a suspension of membership benefits.
JPS Homeless Program
The JPS homeless program serves individuals and families in Tarrant County who are in need of medical assistance but find themselves without the financial means to afford necessary medical services and prescriptions. JPS serves individuals without a residence needing health care through its partnerships with local homeless shelters. To begin receiving care through the JPS homeless program, visit or call one of the following shelters. The people there will make sure you begin receiving the care you need.
Get more information,
See if you qualify,
Start application process:
JPS
.........................................
GET A DISCOUNT ON
PRESCRIPTIONS with
Walgreens Prescription
Savings Club.
If you lack or have insufficient drug coverage, then join their 2 million members for discount pricing on your medications.*
Prescription Savings Club membership is risk free. If you don't save more than the cost of your membership during the course of the year of your membership, then we'll refund the difference.
For $35 a year, a family membership covers everyone in your immediate family, including a spouse, dependents 22 and younger and pets. Individuals may join for $20.
Join and receive discount prices on your prescriptions. Other benefits include:
•Savings on more than 8,000 brand-name and all generic medications
•Discounts on flu shots, pet prescriptions, nebulizers and diabetic supplies
•Bonuses when you purchase Walgreens and Nice! brand products and photofinishing services**
walgreens.com
*People receiving benefits from Medicare, Medicaid or other federal or state health care programs are ineligible for membership in the Prescription Savings Club program.
**Exclusions apply. See our Terms and Conditions.
.........................................
GET A HUGE DISCOUNT
ON PRESCRIPTIONS with
Generics from CANADA.
Blue Sky Drugs is a licensed Canadian pharmacy. Blue Sky Drugs can meet all of your generic pharmacy needs. We are dedicated to providing customers with convenient and affordable access to prescription and over-the-counter medications. At Blue Sky Drugs, we believe that accessing necessary medications should not cause stress or financial strain. That is why we provide a range of generic prescription drugs and over-the-counter medications at highly competitive prices.
http://www.blueskydrugs.com/
|
