THIS IS THE BEST THING YOU WILL EVER READ!!!!!
GET HELP!
(AKA as EMERGENCY KIT & Stuff You Ought To Know)
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PAY LESS FOR ELECTRICITY! (OR GET IT FOR FREE... REALLY)
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Get help with IRS debt! REALLY!
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Get really GOOD FREE or Discounted Healthcare
if you live in Tarrant County!
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GET A JOB!!!!!
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Get Financial Assistance Buying a Home!
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Go to School for FREE!
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DISCOUNT PRESCRIPTION CARDS
GET THE BEST PRICES ON PRESCRIPTIONS
DISCOUNT PRESCRIPTIONS from CANADA
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MORE MORE MORE
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KEEP SCROLLING DOWN
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SUMMER IS COMING!!!!!!
CLICK HERE TO GET CHEAPER ELECTRICITY THAN TXU & RELIANT!
(Be sure and sign-up with Laurie.)
CLICK HERE TO GET FREE ELECTRICITY as a rep!
(Laurie at the Nixson Law Firm is one!
Call her and she will tell you about it: 123-456-7890)
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It is well-hidden secret, but believe it or not,
you can get help (affordable payments)
with your debt to the IRS.
AND IT IS FREE.
(ask Laurie at the Nixson Law Firm... she did. Call 123-456-7890)
Get Tax Help WITH TAS
The Taxpayer Advocate Service is here to help
The Taxpayer Advocate Service (TAS) is Your Voice at the IRS.
There job is to ensure that every taxpayer is treated fairly, and that
you know and understand your rights. They offer free help to guide
you through the often-confusing process of resolving your tax
problems that you haven’t been able to solve on your own.
Remember, the worst thing you can do is nothing at all!
When to Come to TAS
If you are having tax problems and have not been able to resolve them
yourself, go to them. Even if you feel like there is nowhere to turn, the
worst thing you can do is nothing at all. The advocates will ensure that
your best interests are represented to the IRS.
TAS can help if you can’t resolve your problem with the IRS and:
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Your problem is causing financial difficulties for you, your family, or your business.
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You face (or your business is facing) an immediate threat of adverse action.
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You have tried repeatedly to contact the IRS but no one has responded,
or the IRS has not responded by the date promised.
If you qualify for our help, we’ll do everything we can to get your
problem resolved (TIP: KEEP SAYING YOU CANNOT AFFORD
TO PAY YOUR TAX DEBT...OVER AND OVER). You will be assigned
to one advocate who will be with you at every turn. We have offices in
every state, the District of Columbia, and Puerto Rico. Although TAS
is independent within the IRS, there advocates know how to work
with the IRS to get your problems resolved. And our services are
always free.
Qualifying taxpayers will receive personalized service from a
knowledgeable taxpayer advocate who will:
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Get Financial Assistance Buying a Home
Tarrant County Housing Partnership
Improving our community one home at a time!
• Down Payment Assistance
• House Buying
• Counseling Services
• Hardship Assistance
• Affordably Priced New and Remodeled Homes
• Affordably Priced Rental Homes
• Individuals
• Families
• Single Parents
• Special Housing
Tarrant Count Housing Partnership, Inc. (TCHP) is a nonprofit
housing organization that is here to help you. Our mission is to
revitalize distressed neighborhoods in Tarrant County and
increase the amount of quality, safe and affordable housing
available to low and moderate income individuals, families,
single parents, and those with special housing needs.
Through the combination of public and private funds, TCHP has
programs that help you achieve the dream of homeownership.
Thanks to the dedication of our expert staff and the support of
our partners, TCHP is able to offer down payment assistance,
housing counseling services, hardship assistance as well as
affordably priced new and remodeled homes.
Since 1991, TCHP has produced over 3000 units of affordable
housing and continues to develop more units each year. Together
we are improving our community one home at a time.
Additionally, If you are behind on your home loan, a TCHP housing
advisor will communicate with your mortgage company, working on
your behalf for a resolution to bring your loan current. Major lenders
have acknowledged the positive efforts of housing counseling agencies
and have special departments that work strictly with HUD approved
agencies like TCHP. TCHP Housing Advisors are here and ready to
help you try to keep your home–all counseling services are free of charge.
ORIENTATION
(Review of the steps of the homebuying process and
overview of TCHP Financial Assistance Programs)
CREDIT and BUDGET Workshop
(Credit assessment and improvement)
HOMEBUYER Workshop
(TCHP is an approved HUD agency)
AFTER-PURCHASE Workshop
(Home maintenance, upkeep, repairs and budgeting)
HOMEOWNER Workshop
(Refinance and financial fitness)
FORECLOSURE PREVENTION Workshop
(Delinquency and foreclosure)
Tarrant County Housing Partnership
3204 Collinsworth Street | Fort Worth, TX 76107
Phone: (817) 924-5091 |
Toll-Free: 1 (877) 924-5095 |
Fax: (817) 924-7619 |
info@tchp.net
www.tchp.netSE HABLA ESPAÑOL
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Go to School for FREE
(ask Laurie at the Nixson Law Firm... she did! 123-456-7890)
Work Investment Act (WIA)
The Workforce Investment Act (WIA) offers services consisting of
workforce development activities benefiting job seekers—adults,
dislocated workers, youth, incumbent workers, new entrants to
the workforce, veterans, individuals with disabilities—and
employers. WIA’s objective is to meet employers’ needs by
increasing employment, job retention, earnings, and occupational
skills among all job seeker populations.
WIA is a no-cost employment program designed to give job seekers
the support and/or skills training they need to find a job.
Specifically, WIA can provide:
• Funding for skills and occupational training
• Job search assistance
• Child care assistance while in training
• Transportation assistance
• Interview clothing and uniforms
• Tools needed for your new job
SEE LINKS BELOW:
Targeted Occupations List for North Texas
Search for occupations and schools
Get started, find your closest Workforce Center
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Get Free or
Discounted Healthcare
through Don Peter Smith Hospital.
(For Tarrant County residents)
(ask Laurie at the Nixson Law Firm... she did! 123-456-7890)
JPS Connection Program
Get yourself and your family connected with regular
medical care through the JPS Connection program.
Even though you may not be able to afford health
insurance right now, JPS Connection provides affordable
access to health care with inexpensive co-pays for doctor
appointments, specialized care and prescriptions. Protect
your family’s health and finances by joining JPS
Connection today.
Affordable Health Care
Convenient Locations
Access to Preventive Health Care
Prescriptions
JPS Connection Membership Card. Members of the
program will receive a card within 10 days of enrollment.
Membership Re-Enrollment
Like most memberships, JPS Connection expires each
year and does not automatically renew. It is important
to make a financial screening appointment a few weeks
before the expiration date to re-enroll for the following
year. Call 817-222-2377 to schedule an appointment for
re-enrollment.
JPS Discount Program
If you earn too much money to qualify for the JPS Connection
program, you and your family may still qualify for a JPS
assistance program. The JPS Discount program is for people
who can’t afford health insurance but whose income is too high
for them to take advantage of our JPS Connection program. The
benefits of the programs are similar: You can see health care
providers regularly for preventive care, get prescriptions, visit
specialists and much more. The main difference between the
JPS Discount and JPS Connection programs is that the co-
payments or fees are going to be a little higher for JPS Discount,
and for some services you must pay a percentage of the charges.
Affordable Health Care
Convenient Locations
Access to Preventive Health Care
Prescriptions
Membership Re-Enrollment
Like most memberships, JPS Discount expires each year
and does not automatically renew. It is important to make
a financial screening appointment a few weeks before to your
coverage expires to re-enroll for the following year.
Call 817-927-1001 to schedule an appointment for re-enrollment.
JPS Homeless Program
The JPS homeless program serves individuals and families in
Tarrant County who are in need of medical assistance but find
themselves without the financial means to afford necessary
medical services and prescriptions. JPS serves individuals
without a residence needing health care through its partnerships
with local homeless shelters. To begin receiving care through the
JPS homeless program, visit or call one of the following shelters.
The people there will make sure you begin receiving the care you need.
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~ Get more information on JPS
~ See if you qualify
~ Start application process
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No insurance?
Pay the lowest price for prescriptions!
(ask Laurie at the Nixson Law Firm... she did! 123-456-7890)
FIND THE BEST PRICES ON PRESCRIPTIONS WITH:
GoodRx.com features prices from 70,000 pharmacies,
including the big pharmacy chains, local pharmacies,
and mail order companies. Also compare Blueskydrugs.com
(See below), a Canadian pharmacy with great prices, as well.
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GET A HUGE DISCOUNT
ON PRESCRIPTIONS with
Generics from CANADA.
Blue Sky Drugs is a licensed Canadian pharmacy. Blue Sky
Drugs can meet all of your generic pharmacy needs. We are
dedicated to providing customers with convenient and
affordable access to prescription and over-the-counter
medications. At Blue Sky Drugs, we believe that accessing
necessary medications should not cause stress or financial
strain. That is why we provide a range of generic prescription
drugs and over-the-counter medications at highly competitive prices.
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GET A DISCOUNT ON PRESCRIPTIONS with
Walgreens Prescription Savings Club.
If you lack or have insufficient drug coverage, then join
their 2 million members for discount pricing on your medications.*
Prescription Savings Club membership is risk free. If you don't
save more than the cost of your membership during the course
of the year of your membership, then we'll refund the difference.
For $35 a year, a family membership covers everyone in
your immediate family, including a spouse, dependents
22 and younger and pets. Individuals may join for $20.
Join and receive discount prices on your prescriptions.
Other benefits include:
•Savings on more than 8,000 brand-name and all generic medications
•Discounts on flu shots, pet prescriptions, nebulizers and diabetic supplies
•Bonuses when you purchase Walgreens and Nice! brand
products and photofinishing services**
http://www.walgreens.com/pharmacy/psc/psc_overview_page.jsp?ban=rxh_psc_2
**Exclusions apply. See our Terms and Conditions.
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LOOKING FOR A JOB?
INDEED.COM
META SEARCH ENGINE AND JOB AGENT
NOTE: LAURIE WILL COACH YOU REGARDING YOUR
CREATIVE RESUME
MARKETING RESUME FOR FREE.
GET ONE THAT WILL GET YOU IN FRONT OF THE PEOPLE HIRING -
ONE THAT WILL WORK IN THIS HIGH-TECH WORLD. MAKE SURE YOU
ASK HER! EYES NO LONGER SEE
CREATIVE RESUME
MARKETING RESUMES, ONLY COMPUTERS. GET THE
EDGE ON YOUR COMPETITORS. DON'T GET LEFT BEHIND.
123-456-7890
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NEED HELP?
What are you eligible for?
Before you apply, you can fill out a short form
to see what benefits you might get. Then you
can apply online for (and you can save your
online form and work on it at different times.):
~ SNAP food benefits (food stamps)
~ Health care benefits (Medicaid)
~ Cash help for families (TANF)
~ Medicare savings programs
~ Long-term care
After you send us the application form, you can:
~ Check the status of your case.
~ See which benefits you get.
~ See your benefits amounts.
~ Report changes to your case.
~ Renew benefits.
~ Order or print a Medicaid card.
~ View Medicaid or health services.
~ View forms you sent us.
~ See items we still need to get from you.
~ Find out if we got items you sent us.
~ Get a receipt for items you sent us
GO to: www.yourtexasbenefits.com
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 817-886-0302 - Ask for Blair
847-553-6711 - Ask for Kelly
GET YOUR CREDIT BACK!
If
you are really serious about getting your credit back,
use one of our local, faith-based Credit Repair Associates
and you can have greatly improved credit in 6 months or less!
Talk to them right after you are discharged (Ch7) or while you
are making your Trustee payments (CH13)—they do FREE, no
obligation consultations: (A) you get educated about building
your credit, (B) you get a free credit evaluation to see where
you are currently and (C) then you can PLAN when/if it would
be the right time to use them to build your credit score.
REMEMBER! good credit means lower interest rates
which could save you thousands of dollars in interest... this
savings in interest will more than pay for the cost of credit repair!
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Protect Yourself from Fraud and Identity Theft!
1. Do not sign the back of your credit cards. Instead,
put 'PHOTO ID REQUIRED.'
2. When you are writing checks to pay on your credit card
accounts, DO NOT put the complete account number on the
'For' line. Instead, just put the last four numbers. The credit
card company knows the rest of the number, and anyone
who might be handling your check as it passes through all
the check processing channels won't have access to it.
3. Put your work phone # on your checks instead of your
home phone. If you have a PO Box use that instead of your
home address. If you do not have a PO Box, use your work
address. Never have your SS# printed on your checks. You
can add it if it is necessary. But if you have It printed, anyone
can get it.
4. Place the contents of your wallet on a photocopy machine.
Do both sides of each license, credit card, etc. You will know
what you had in your wallet and all of the account numbers
and phone numbers to call and cancel... Keep the photocopy
in a safe place.
Also, carry a photocopy of your passport when you travel either
here or abroad. We've all heard horror stories about fraud that's
committed on us in stealing a Name, address, Social Security
number, credit cards.
Here's some critical information to limit the damage in case this
happens to you or someone you know:
5. We have been told we should cancel our credit cards
immediately. But the key is having the toll free numbers
and your card numbers handy so you know whom to call.
Keep those where you can find them.
6. File a police report immediately in the jurisdiction where
your credit cards, etc., were stolen. This proves to credit providers
you were diligent, and this is a first step toward an investigation
(if there ever is one).
But here is what is perhaps the most important of all:
7. Call the 3 national credit reporting organizations immediately
to place a fraud alert on your name and also call the Social
Security fraud line number.
The alert means any company that checks your credit knows
your information was stolen, and they have to contact you by
phone to authorize new credit.
Here are the numbers you always need to contact if your
wallet has been stolen:
A.) Equifax: 1-800-525-6285
B.) Experian (formerly TRW): 1-888-397-3742
C.) Trans Union : 1-800-680-7289
D.) Social Security Administration (fraud line): 1-800-269-0271
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